Debt can be very stressful.

The causes of debt can be many and varied. For example, unexpected unemployment or illness can lead to debt. It is very difficult to reduce debt with little income. In this situation, professional debt counseling can help.

If you have debt problems, you can contact our telephone service center at 0231 842 1110. The social work team will then contact you for further advice. The social workers will discuss and explore the debt problem with you and analyze your debt situation. They will then decide whether basic or intensive counseling is necessary and involve the other cooperating debt counseling centers.